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Is Cosmetic Dentistry Covered By Insurance?

Posted on Nov 21, 2022 9:00:00 AM by Jeff Rubel

Shutterstock_2163682583Cosmetic dentistry involves any kind of procedure or treatment that improves the appearance of your teeth. While the way your teeth look can have a great impact on your confidence, some cosmetic dentistry procedures can actually help the health of your mouth as well. When it comes to which types of procedures are covered by insurance, proving the necessity of the procedure and how it helps improve your overall oral health is important. Expecting a procedure or part of the procedure to be covered by your insurance company will come down to how much it improves the health of your mouth and what is in your insurance coverage.

What is cosmetic dentistry?

The purpose of cosmetic dentistry is to improve the appearance of your teeth. When it comes to insurance coverage, the concern is on health not appearance. But some procedures can both benefit your health and your appearance.

Procedures that may be covered by insurance

All insurance coverage can be different so checking to see what your specific dental coverage is can be a good starting point in knowing what procedure will be covered. It is possible that some cosmetic procedures may qualify for partial coverage like:

  • If you have a cavity, your dental insurance may cover the filling or crown of amalgam or other more obvious metals. But you can pay the difference if you want to upgrade to a porcelain, more discreet restoration.

  • Needing a dental implant could help reduce the chances of bone loss in your jaw that could end up affecting more teeth. Though dental insurances are unlikely to pay for the entire procedure, they may cover it up to a certain amount.

  • In some situations, a case can be made for the need for veneers because they are long lasting and they can seal a damaged tooth from being exposed to bacteria that could cause decay

  • Some orthodontics are covered by insurance. If you want more discreet options like clear, invisible braces, you may have to pay extra.

For the most part, insurance companies do not offer much coverage for cosmetic dental procedures unless it will significantly improve the health of your mouth.

Other cosmetic dental treatments that may improve your appearance but are unlikely to be covered by insurance are:

  • Teeth whitening: By making an appointment with your dentist, you can walk in, have your dentist whiten your teeth, and then walk out with noticeably whiter teeth.

  • Bonding: An affordable procedure even without insurance, bonding can cover minor chips, cracks, and discolorations. While it can also protect a tooth from being exposed to bacteria that can get inside the cracks, it is not a permanent procedure and may not qualify for insurance.

If you are wanting to improve your appearance with cosmetic dentistry, give the trusted team at Coral West Dental a call today to set up your first appointment.

Cosmetic Dentistry | Coral West Dental

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